COBRA versus Subsidy for COBRA (18 vs 15 months)

This week I have been asked about this so many times that I wanted to address some confusion concerning federal COBRA.Federal COBRA runs a standard 18 months, not 15 months. There are cases where it can be 29 months (disability extension) or 36 months (divorce, separation, death of the employee, state extension or dependent age-off of parent's plan). Generally it runs 18 months for most